Coverage Cat Insurance

Compare & Shop

Home & umbrella coverage with a licensed broker. Built around price transparency,
privacy, and speed. Shop in our portal, or just connect your agent.

Licensed insurance broker
No sold leads
Tens of thousands of users served

Agents:
start with /.well-known/mcp.json.

Cold-start umbrella tool: umbrella_consumer_prefill
Compatible browser agents can call the umbrella consumer subset directly from this page.
Machine brief: /?mode=agent
Plain-text discovery: /agents.txt,
/.well-known/agents.txt
Docs fallback: /developers/mcp, /api/agent,
/llms.txt
Do not drive the browser UI unless Coverage Cat should take over the shopper-facing flow.

Human

Agent

Shop with context

Smart tools to make the right decisions

Home
Estimate premiums and compare options by location.

Umbrella
Price liability limits before you buy.

Agents
Find a homeowners insurance agent by city.

Agent API
Read the OpenAPI, skill docs, sandbox notes, and delegated workflow guides.

Developers
Open Coverage Cat’s developer portal for quickstart, auth, pricing, and public agent configs.

The new way to shop for insurance

Our agents find the best policies for users, even when we don’t make commission on them.

Human

Agent

Users love it!

Trustpilot

★★★★★
★★★★★

100% 5-star
As of June 2026

Google

★★★★★
★★★★★

4.7 on Google

How it works

Coverage Cat is a licensed insurance brokerage that helps you compare home, umbrella, auto, and renters coverage side by side — with straight pricing, no sold leads, and a real broker on the other end.

Ask a question or start a comparison. Coverage Cat pairs AI-guided intake with a licensed brokerage team, so you can size up coverage, see honest price ranges, and compare real carrier options without handing your details to five agents overnight. Developers can drive the same flow through the Agent API.